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PennyPal
Zero-Based Budgeting & Cash Flow
Quick facts
- Link
- pennypal.ai
- In its own words
- PennyPal is zero-based budgeting with AI insights and a live cash-flow view. From $59.99/yr - less than half of YNAB's $109. 15-day free trial, every price posted.
- On its homepage
- Your money stays untouchable.
- Features that matter
- Track recurring
- AI insights
- Document vault
- Credit card rewards tracker
- Receipt scanner
- Split transactions
- Pricing hints
- Free trial · Has a pricing page
- On the App Store
-
- Finance
- Free
- Rated 5.0 out of 5 from 1 rating
- First released 15 Sep 2026
- Last updated 2 Nov 2026
As shown on the App Store, 3 Nov 2026.
- Find it elsewhere
- X LinkedIn Instagram App Store Google Play
Found and described automatically, not written by PennyPal. The Fresh Bake isn't affiliated with this site.
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Also baked on 3 Nov 2026
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